Life & Other Personal Insurances

Protect your family, income and lifestyle with cover that matches your circumstances.

The right personal insurance keeps your family and finances secure when life doesn't go to plan. We review your circumstances, existing cover and superannuation-held policies, then recommend the mix of protection that suits your commitments and budget.

Adviser helping a family protect what matters

Cover that keeps pace with your life

Marriage, children, a new mortgage or a business — each changes how much cover you need. We review your protection regularly so you're neither under-insured nor paying for cover you no longer need.

Working with us, you can expect our team to:

Life cover, TPD, trauma and income protection advice

Reviewing existing policies and cover held inside super

Structuring premiums tax-effectively

Claims support when you need it most

Insight shaped by your goals and your stage of life.

The best financial advice starts with understanding your goals, your stage of life, and what you want your money to make possible.

Before advice is given, we take the time to dig deeper — to understand what you've built, what you're protecting, and the milestones ahead. Every recommendation ties back to your documented goals and risk profile, not market noise.

You'll work with advisers who deal with families, professionals and business owners every day, so your advice is practical, personal and grounded in real life — not a template.

Securing your financial future.

Financial Advice

Queensland's Trusted Financial Advice Experts.

Our advisers are recognised leaders in their field — shaping strategies for families, professionals and business owners from our offices in Brisbane, Noosa and Maroochydore. When you face high-stakes financial decisions, you'll have experienced people on your side.

Contact

Speak with a JCA-BNH Adviser

Get in touch and we'll connect you with the right adviser for your needs.

Prefer to talk? Call 1300 264 346 or book a free 30-minute consultation.

JCA-BNH.

Questions?

FAQ

The four core covers are life insurance, total and permanent disability (TPD), trauma cover and income protection. Most people need a mix of these rather than one policy — we assess your commitments, debts and dependants to recommend the right combination and amounts.

Yes. Life, TPD and some income protection cover can be held inside super, which can make premiums more affordable and tax-effective. It isn't always the best structure for every cover type, so we review what you hold in super and what belongs outside it.

It depends on your debts, income, dependants and existing assets. We model what your family would need to clear the mortgage, replace income and fund education, then match cover to that figure — so you're neither under-insured nor paying for cover you don't need.

Absolutely. Claim time is when advice matters most. We manage the claims process with the insurer on your behalf — paperwork, evidence and follow-up — so you can focus on your family rather than forms.

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Retirement Planning Retirement Savings Accounts Advice SMSF Advice Managed Investment Schemes Advice Stocks, Bonds & Government Debentures Advice Super Advice