Super Advice

Make the most of superannuation contributions, structure and strategy.

Superannuation remains one of the most tax-effective ways to build wealth in Australia — if it's set up well. We advise on contributions, investment options, consolidation and beneficiary arrangements so your super works as hard as you do.

Super Advice

Small changes, big outcomes

A contribution top-up or investment-mix change made today can be worth tens of thousands at retirement. We find the adjustments that matter for your situation.

Working with us, you can expect our team to:

Contribution strategies (concessional and non-concessional)

Fund and investment option review

Consolidating multiple accounts

Death benefit nominations and structure

Insight shaped by your goals and your stage of life.

The best financial advice starts with understanding your goals, your stage of life, and what you want your money to make possible.

Before advice is given, we take the time to dig deeper — to understand what you've built, what you're protecting, and the milestones ahead. Every recommendation ties back to your documented goals and risk profile, not market noise.

You'll work with advisers who deal with families, professionals and business owners every day, so your advice is practical, personal and grounded in real life — not a template.

Securing your financial future.

Financial Advice

Queensland's Trusted Financial Advice Experts.

Our advisers are recognised leaders in their field — shaping strategies for families, professionals and business owners from our offices in Brisbane, Noosa and Maroochydore. When you face high-stakes financial decisions, you'll have experienced people on your side.

Contact

Speak with a JCA-BNH Adviser

Get in touch and we'll connect you with the right adviser for your needs.

Prefer to talk? Call 1300 264 346 or book a free 30-minute consultation.

JCA-BNH.

Questions?

FAQ

Concessional contributions (like salary sacrifice) are taxed at 15% rather than your marginal rate, and catch-up rules may let you use unused caps from prior years. Non-concessional contributions, spouse contributions and co-contributions can also help — we'll find what applies to you.

Usually holding multiple accounts means multiple sets of fees and lost track of insurance. But consolidation can cancel valuable cover, so we check insurance and exit costs before recommending a rollover.

Your investment mix should match your age, risk tolerance and retirement timeline — not just the default option. A small change in investment mix today can be worth tens of thousands at retirement.

Super doesn't automatically follow your will. A valid binding nomination directs who receives your super and insurance if you die. We make sure your nominations are valid, current and tax-effective for your beneficiaries.

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Related services

Life & Other Personal Insurances Retirement Planning Retirement Savings Accounts Advice SMSF Advice Managed Investment Schemes Advice Stocks, Bonds & Government Debentures Advice